Compare your cover in 30 seconds and switch to a health fund that gives more back.
Switching Health Insurance
Tip: Know what you’re getting
Make sure you compare any exclusions and restrictions, annual limits, per person limits, as well as the amount you’ll get back. Some funds will also have sub-limits which can affect how much you can claim each time.
Switching health funds is easy
- We do all the paperwork & contact your insurer – Once you join online your work is done! We will contact your insurer, cancel your cover and get any cover details we need.
- Waiting periods already served switch with you – You won’t serve waits again if you’re transferring from an equivalent level of cover, and if you are upgrading to a higher level of cover you only serve waits on the increased limits and benefits.
- 30 day cooling off period to make sure you’re happy – If you do change your mind you get a full refund if you cancel within 30 days and haven’t made a claim.
Happy members that stay
100% owned by members
Enjoy generous limits on a range of services
Not for profit
Our profits are invested back to benefit our members
Peace of mind wherever you are
Get more choice and control over your health
Confusion free hospital coverRead more
Confusion free hospital cover
Feel confident knowing exactly what you’re covered for if you need to go to hospital.
Generous ExtrasRead more
Separate limits for Crowns and Root Canals, Unlimited General Dental & Optical plus fixed cost Physio visits from just $12.
Ambulance cover comes standardRead more
Ambulance cover comes standard
All our cover includes Emergency Ambulance cover as standard so whether you choose Hospital or Extras, you’ll have cover.
$12 Physio, over and over.
Fixed cost Physio visits, $12 on Top Extras. Over and over. You’ll always know what your out-of-pocket is.
Limits, waiting periods, restrictions and exclusions may apply. Benefits vary according to cover level- those noted throughout this page provide a snapshot of some that may apply on Top Extras when using a Health Partners Participating Provider, and may relate to specific item numbers or incorporate further terms and conditions. Refer to individual cover details for more information.
Your waiting periods switch with you
You won’t need to re-serve equivalent waits
30 day cooling off period
To make sure you’re happy
Over 80 years of experience
Caring for member’s health since 1937