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Waiting Period

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  • Covered Australia-wide

What are waiting periods?

Waiting periods are the initial periods after joining (or upgrading) your private health cover during which you can’t claim on certain goods, treatments and services. The length of a waiting period depends on the type of service you wish to claim and whether or not you’ve already served waiting periods on a previous cover.

When you join without current health cover

If you’re taking out private health cover for the first time or you’ve been without private health cover for 30 days or more, you’ll have waiting periods for all services on your selected level of cover. Most waiting periods are 2 months, but some are longer (e.g. major dental, orthodontics, pregnancy).

Extras waiting periods

After 2 months, you can start claiming benefits for all Extras on your chosen cover, except for:

ServiceWaiting period
Major Dental, Endodontics & Periodontics12 months
Orthodontics12 months
CPAP Apparatus12 months
Other Aids and Appliances12 months
Laser Eye Surgery12 months

Not all benefits are available on all covers.

Hospital waiting periods

After 2 months, you can start claiming benefits for all Extras on your chosen cover, except for:

Not all benefits are available on all covers.

ServiceWaiting period
Pregnancy and birth related services including IVF/GIFT12 months
Pre-existing conditions12 months
Home Nursing12 months
Home Sleep Studies12 months
Insulin Pumps – initial12 months
Speech or sound processor – initial (e.g. Cochlear implant)12 months
Insulin Pumps – replacements36+ months
Speech or sound processor – replacement (e.g. Cochlear implant)36+ months

*provided treatment is required immediately after the accident and it’s not related to a pre-existing condition. Not all benefits are available on all covers.

When you transfer from another fund

If you’re transferring from another health fund, we won’t ask you to re-serve waiting periods for the equivalent benefits.

Waiting periods will apply for:

  • Benefits that were excluded and restricted from your previous cover
  • Partially-served waiting periods, including waiting periods for benefits where ‘lifetime limits’ apply (you’ll need to serve the remainder of the waiting period before benefits can be paid).
  • Additional benefits if you transfer to a higher level of cover.

When you upgrade your cover

For current members upgrading their cover, waiting periods will only apply for the additional benefits on the higher level of cover. If you need to claim during the waiting period, you’ll receive the same benefits as your previous level of cover. Your new, higher benefits/limits will kick-in after the waiting period ends.

Pregnancy and obstetrics

A 12 month waiting period applies for all hospital benefits for pregnancy services. To be eligible for benefits, the baby’s delivery date (not ‘expected’ or ‘due’ date) must be after the 12 month period. This means, if you want private hospital care when you have your baby, you’ll need to take out Hospital cover that includes maternity, before you get pregnant.

For more information about pregnancy and hospital cover, read the Having a Baby flyer.

Pre-existing conditions

With Hospital cover, a 12 month waiting period applies for pre-existing conditions.

A pre-existing condition is one where signs or symptoms of an ailment, illness or condition, in the opinion of a medical practitioner appointed by the fund, existed at any time during the six months preceding the date on which you purchased or upgraded your Hospital cover.

This does not apply to psychiatric conditions, palliative care and rehabilitation which have a 2 month waiting period (level of benefits may vary depending on the cover you purchased).

For full details on Waiting Periods and more information refer to the Health Partners Member Guide.

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Furla 007 9YQ RRP $325

Members Pay $98

Furla 007 9YQ RRP $325

Members Pay $98

Furla 007 9YQ RRP $325

Members Pay $98

Furla 007 9YQ RRP $325

Members Pay $98

Furla 007 9YQ RRP $325

Members Pay $98

Furla 007 9YQ RRP $325

Members Pay $98

*Valid for new bookings only. Bookings must be made before 27 March 2018 with travel taken before 31 March 2018. Members can book the ferry only discount both online and over the phone. Packages can only be booked on the phone by calling 13 13 01. See here for full details.

Conditions apply. At participating centres. Subject to current demand and available spaces. Not valid on Before/After School Care or Vacation Care programs. Discount applied before applicable Child Care Benefits or Childcare Rebates.

Donec facilisis tortor ut augue lacinia, at viverra est semper. Sed sapien metus, scelerisque nec pharetra id, tempor a tortor. Pellentesque non dignissim neque. Ut porta viverra est, ut dignissim elit elementum ut. Nunc vel rhoncus nibh, ut tincidunt turpis. Integer ac enim pellentesque, adipiscing metus id, pharetra odio. Donec bibendum nunc sit amet tortor scelerisque luctus et sit amet mauris.

Suspendisse felis sem, condimentum ullamcorper est sit amet, molestie mollis nulla. Etiam lorem orci, consequat ac magna quis, facilisis vehicula neque.Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut pretium pretium tempor. Ut eget imperdiet neque. In volutpat ante semper diam molestie.

Donec facilisis tortor ut augue lacinia, at viverra est semper. Sed sapien metus, scelerisque nec pharetra id, tempor a tortor. Pellentesque non dignissim neque. Ut porta viverra est, ut dignissim elit elementum ut. Nunc vel rhoncus nibh, ut tincidunt turpis. Integer ac enim pellentesque, adipiscing metus id, pharetra odio. Donec bibendum nunc sit amet tortor scelerisque luctus et sit amet mauris.

Suspendisse felis sem, condimentum ullamcorper est sit amet, molestie mollis nulla. Etiam lorem orci, consequat ac magna quis, facilisis vehicula neque.Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut pretium pretium tempor. Ut eget imperdiet neque. In volutpat ante semper diam molestie.

Donec facilisis tortor ut augue lacinia, at viverra est semper. Sed sapien metus, scelerisque nec pharetra id, tempor a tortor. Pellentesque non dignissim neque. Ut porta viverra est, ut dignissim elit elementum ut. Nunc vel rhoncus nibh, ut tincidunt turpis. Integer ac enim pellentesque, adipiscing metus id, pharetra odio. Donec bibendum nunc sit amet tortor scelerisque luctus et sit amet mauris.

Suspendisse felis sem, condimentum ullamcorper est sit amet, molestie mollis nulla. Etiam lorem orci, consequat ac magna quis, facilisis vehicula neque.Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut pretium pretium tempor. Ut eget imperdiet neque. In volutpat ante semper diam molestie.

Donec facilisis tortor ut augue lacinia, at viverra est semper. Sed sapien metus, scelerisque nec pharetra id, tempor a tortor. Pellentesque non dignissim neque. Ut porta viverra est, ut dignissim elit elementum ut. Nunc vel rhoncus nibh, ut tincidunt turpis. Integer ac enim pellentesque, adipiscing metus id, pharetra odio. Donec bibendum nunc sit amet tortor scelerisque luctus et sit amet mauris.

Suspendisse felis sem, condimentum ullamcorper est sit amet, molestie mollis nulla. Etiam lorem orci, consequat ac magna quis, facilisis vehicula neque.Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut pretium pretium tempor. Ut eget imperdiet neque. In volutpat ante semper diam molestie.

Brands for every budget

Whatever your budget, you’ll find your perfect frames at Health Partners Optical.

Take your pick of the latest styles from Fendi to Vogue, from Persol to Ray-Ban. With over 100 brands to choose from, including gap-free and low gap, you’re sure to find a style to suit you.

You don’t need to be a Health Partners member to shop at Health Partners Optical, but as a member you pay less thanks to our generous optical benefits.

Complete prescription glasses for just $199

On a budget? No problem.

Get frames and prescription lenses for only $199, and that’s before your generous member benefits!

Choose from a large range of frames
Single vision prescription lenses
Single vision prescription lenses

Members enjoy an unlimited 40% benefit 
even
after reaching their limits

Health Partners members pay

Gold Extras
Only $60*

Silver Extras
Only $80*

Bronze Extras
Only $80*

*Price after Extras benefits have been applied and based on sufficient benefits available. Selected range only, limits and waiting periods apply.

Styles may vary from store to store. May not be suitable for all prescriptions.

  • 95% member satisfaction*
  • SA’s largest private practice
  • 30+ years expertise
  • Accreddited practice
  • 95% member satisfaction*
  • SA’s largest private practice
  • 30+ years expertise

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