Hospital cover helps cover your costs when you are admitted to hospital as a private patient for services like:
Understanding Private Health Insurance
- Happy members that stay
- Big Benefits
- Not for Profit
- Covered Australia-wide
About Hospital Cover
- Your accommodation fees
- Your theatre, labour ward and intensive care fees
- Doctor’s fees for procedures performed in hospital
- Tests performed and medications prescribed whilst admitted to hospital.
Important information about Australian Private Health Insurance
A waiting period is the initial amount of time after joining private health cover for the first time or upgrading your cover when you can’t claim on certain goods, treatments and services.
The Lifetime Health Cover loading (sometimes referred to as LHC) is an Australian Government initiative designed to encourage you to take out Hospital cover earlier in life, and to keep it.
The Medicare Levy Surcharge (MLS) is an additional levy of up to 1.5% above the standard 2% some taxpayers pay. The MLS is imposed on Australians who earn above $90,000 and don’t have an appropriate level of private Hospital cover.
Private Health Insurance Ombudsman
The office of the Private Health Insurance Ombudsman has produced the following website privatehealth.gov.au to enable consumers to search for, and compare, selected features for all private health insurance products offered in Australia. You can find basic information on all Health Partners products in the website for the purpose of comparison only.
To find the Standard Information Statement (SIS) relevant to the cover you are on, click here, and take the following steps:
- Click on ‘Health Funds’ in the top menu
- Select Health Partners from the list
- From here, click the Policies tab. Complete your details and click the cover name to view the SIS.
Your waiting periods switch with you
You won’t need to re-serve equivalent waits
30 day cooling off period
To make sure you’re happy
Over 80 years of experience
Caring for member’s health since 1937