- Happy members that stay
- Big Benefits
- Not for Profit
- Covered Australia-wide
Get great value health cover for your first time
Choose from a range of Health Partners cover with awesome benefits.
Generous Extras you'll useRead more
Generous Extras you'll use
Get covered for Dental, Optical, Physio and more.
Ambulance cover comes standardRead more
Ambulance cover comes standard
All our policies include Emergency Ambulance cover as standard so whether you choose Hospital, Extras or a Package you’ll have cover.
Confusion free coverRead more
Confusion free cover
You’ll always know exactly what you’re covered for because we clearly list all of our Hospital exclusions and restrictions.
Get proper cover on a budgetRead more
Get proper cover on a budget
Don't stress – all Health Partners’ Hospital policies, even our base level, cover you for the big stuff, like cancer, heart surgery, and spinal surgery as well as accidents.
Limits, waiting periods, restrictions and exclusions may apply. Benefits vary according to cover level: those noted throughout this page provide a snapshot of some that may apply when using a Health Partners Participating Provider or Hospital, and may relate to specific item numbers or incorporate further terms and conditions. Refer to individual cover details and the Health Partners Member Guide for more information.
If you are over 31 and getting Hospital Cover for the first time you may be subject to the Government’s Lifetime Health Cover loading. You’ll need to complete your details in the online application including details of any prior cover you may have had to get your personalised quote.
Premiums displayed are for customers in South Australia entitled to base tier Australian Government Rebate, nil Lifetime Health Cover loading, and paid via direct debit.
Limits, waiting periods, restrictions and exclusions may apply. Benefits vary according to cover level: those noted throughout this page provide a snapshot of some that may apply when using a Health Partners Participating Provider or Hospital, and may relate to specific item numbers. Refer to individual cover details and the Health Partners Member Guide for more information.
About Private Health Insurance
What's Hospital Cover?
Hospital cover gives you the choice and comfort that the public system can’t by helping to cover your costs when you are admitted to a private hospital.
Private Hospital insurance can help you:
- Avoid public system waiting lists
- Stay in a private room, when available
- Decide where you’ll be treated
- Choose your specialists
- Choose the timing of your treatment
How can Health Insurance help me save?
The Government Lifetime Health Cover loading (LHC) adds 2% to your premium for every year you are aged over 30 and don’t have Hospital cover – up to a maximum of 70%.
For full details see Lifetime Health Cover
If you earn over $90,000 a year, you might need to pay the Medicare Levy Surcharge, an additional levy the government charges on top of the standard levy paid by most Australians to fund Medicare. Having Private Hospital cover means you could save every year.
Find out more on Medicare Levy Surcharge